Collect
Add the three original obligations to establish gross payment value.
Interactive product demo
Your treasury sandbox.
Explore same-currency intercompany netting with a working browser-based calculator.
Try a scenario
Three entities. One calculation.
Edit the outstanding obligations. All values are in INR crore.
Runs in your browser for product evaluation. It does not connect to company accounts.
Your netting opportunity
84%
less gross payment movement
Original obligations₹125 Cr
Residual payments₹20 Cr
Payment movement avoided₹105 Cr
Calculated from the values shown.
A → B ₹5 Cr
C → B ₹15 Cr
Assumes valid multilateral netting agreements, aligned due dates, one currency, and no restrictions. This is not a forecast of cash or working-capital savings.
Behind the calculation
Simple positions.
Careful assumptions.
Offset
For each entity, subtract what it owes from what it is owed.
Allocate
Match net payers to net recipients until all positions are balanced.
Review
Validate agreements, due dates, disputes, and restrictions separately.
An intelligent interface
Explore the conversation.
How can we simplify today’s intercompany payments?
✧ QuantumCongnify Intelligence
In this sample, A owes B ₹50 Cr, B owes C ₹30 Cr, and C owes A ₹45 Cr. Net positions leave A paying ₹5 Cr and C paying ₹15 Cr to B. Review eligibility and agreements before preparing a settlement.
3 sample obligationsINR onlyApproval required
Interactive product experience prepared for evaluation. Connected AI workflows require production integration.
Measure the right outcome
Less payment movement.
A distinct measure.
The default example reduces gross payment movement from ₹125 Cr to ₹20 Cr. It does not show ₹105 Cr of cash savings.
Funding benefits depend on timing, existing balances, borrowing costs, and settlement arrangements.
Default illustrative example
Before real-world use
The conditions matter.
Can I use the demo with my own numbers?
Yes. Enter three non-negative obligations in INR crore. The demo calculates each entity’s net position and proposes residual transfers. Use fictional or non-sensitive values.
Does netting remove the need for invoices?
No. Invoices, tax records, agreements, and accounting evidence remain important. The product is designed around preserving the underlying obligations and documentation.
Are the AI and bank integrations connected here?
The current website demonstrates the intended product experience. The calculator works in the browser; AI workflows, bank reporting, ERP integrations, approvals, and settlement execution require production implementation.
How are savings measured?
Payment movement reduction is calculated directly. Funding, FX, and operational savings require separate customer-specific baselines and validation.
A clearer way forward
Your next treasury chapter.
Starts with a conversation.
Let’s explore what a more connected treasury could look like for your group.