See what matters
Understand who owes whom, what is available, and what needs attention.
Introducing QuantumCongnify Treasury
Every entity. One vision.
Intelligently connected.
A new perspective on group treasury.
See clearly. Net intelligently. Move with confidence.
An interactive product experience by QuantumCongnify.
QuantumCongnify / TreasuryIllustrative workspace
Your group. In perspective.
Sample data · INRGross obligations₹125 Cr3 connected entities
Residual payments₹20 Cr2 proposed transfers
Payment reduction84%Illustrative netting outcome
Simplify the movement. Preserve the detail.
✧ A clearer next move
A pays B ₹5 Cr.
C pays B ₹15 Cr.
Intercompany nettingLiquidity intelligenceHuman-led control
The bigger picture
Complexity across companies.
Clarity across your group.
Your group operates as one business. Its money often lives in separate worlds. QuantumCongnify brings obligations, liquidity, and decisions into a shared perspective—without losing the detail of each entity.
Make the next move
Compare eligible settlement options before committing to a plan.
Connected by design
A treasury that sees
the whole picture.
Bring your group’s financial relationships into focus. Follow each position back to the obligation, agreement, and decision behind it.
- Entity-level visibility, group-level perspective
- Clear separation of available and restricted cash
- Source records attached to every decision
GROUP NETWORKIllustrative
AManufacturing
BDistribution
CServices
↓ ↓ ↓
QuantumCongnifyOne coordinated view
↓
Matched obligations₹125 Cr
Residual payments₹20 Cr
Same-currency example. Subject to eligibility and agreements.
Try it for yourself
Less movement.
More possibility.
Turn circular obligations into clear net positions. Change the numbers and see the calculation for yourself.
Try a scenario
Three entities. One calculation.
Edit the outstanding obligations. All values are in INR crore.
Runs in your browser for product evaluation. It does not connect to company accounts.
Your netting opportunity
84%
less gross payment movement
Original obligations₹125 Cr
Residual payments₹20 Cr
Payment movement avoided₹105 Cr
Calculated from the values shown.
A → B ₹5 Cr
C → B ₹15 Cr
Assumes valid multilateral netting agreements, aligned due dates, one currency, and no restrictions. This is not a forecast of cash or working-capital savings.
QuantumCongnify Intelligence
A better question.
A clearer next step.
Explore a treasury assistant designed to work with your financial context, show its evidence, and prepare actions for review.
Meet your treasury intelligenceHow can we simplify today’s intercompany payments?
✧ QuantumCongnify Intelligence
In this sample, A owes B ₹50 Cr, B owes C ₹30 Cr, and C owes A ₹45 Cr. Net positions leave A paying ₹5 Cr and C paying ₹15 Cr to B. Review eligibility and agreements before preparing a settlement.
3 sample obligationsINR onlyApproval required
Interactive product experience prepared for evaluation. Connected AI workflows require production integration.
Built around your team
Different responsibilities.
One connected understanding.
For group CFOs
Understand liquidity, funding priorities, and the assumptions behind every recommendation.
For treasury teams
Explore netting opportunities and compare settlement plans without losing entity-level constraints.
For finance operations
Focus on missing records, mismatches, and approvals that need human attention.
Thoughtful by design
Powerful intelligence.
Purposeful control.
Automation earns trust when you can inspect it. Our product direction puts explicit approvals, traceable evidence, and clear boundaries at the center.
Explore the control philosophyYou set the boundaries
Policies define eligible actions. People approve material decisions.
Every action has a story
Trace the proposal, source data, approver, and final outcome.
Built to fit
Your systems.
A more connected future.
A planned integration layer for finance systems and bank reporting. Start with a focused data flow, then expand deliberately.
ERP recordsInvoices & accounting
Treasury systemsPositions & policies
Bank reportingBalances & confirmations
Production integrations are scoped with each customer and connected only through approved channels.
See the integration approachA little more clarity
Good questions.
Clear answers.
Is QuantumCongnify a bank or a payment account?
QuantumCongnify is treasury software for intercompany visibility, reconciliation, and netting workflows. It is not a deposit account, wallet, payment account, or banking service.
Can I use the demo with my own numbers?
Yes. Enter three non-negative obligations in INR crore. The demo calculates each entity’s net position and proposes residual transfers. Use fictional or non-sensitive values.
Does netting remove the need for invoices?
No. Invoices, tax records, agreements, and accounting evidence remain important. The product is designed around preserving the underlying obligations and documentation.
Are the AI and bank integrations connected here?
The current website demonstrates the intended product experience. The calculator works in the browser; AI workflows, bank reporting, ERP integrations, approvals, and settlement execution require production implementation.
How are savings measured?
Payment movement reduction is calculated directly. Funding, FX, and operational savings require separate customer-specific baselines and validation.
How can our group explore a pilot?
Use the contact page to prepare a pilot brief with your entity count, finance systems, and priorities. You can download the brief or open an email draft. Nothing is submitted automatically.
A clearer way forward
Your next treasury chapter.
Starts with a conversation.
Let’s explore what a more connected treasury could look like for your group.